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Current Rates as of 03/23/2010

Loan Program	Rate	APR	Points	Description
Conf Fixed 30	4.750	4.936	0.000	Conforming loan amount. 30 year fixed rate. Full Documents. LTV to 95% 5% Down (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
Conf Fixed 15	4.125	4.437	0.000	Conforming loan amount. 15 year fixed rate. Full Documents. LTV up to 95% 5% Down (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
Conf ARM 3/1	3.625	3.899	0.000	Conforming Loan 3/1 LIBOR ARM 5-2-5 Caps Full Documents Max. LTV 95% 5% Down (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
Conf ARM 5/1	3.625	4.618	0.000	Conforming loan amount 5/1 LIBOR ARM 5-2-5 Caps Full Documents LTV up to 95% 5% Down (exceptions forinvestors) There will be rate ajustments according to FICO Score and loan amount
Conf ARM 7/1	3.750	4.550	0.000	Conforming loan amount 7/1 LIBOR ARM 5-2-5 Caps Full Documents LTV up to 95% 5% Down (Exceptions for Investors) There will be rate ajustments according to FICO Score and loan amount
FHA- 30 Year Fixed	4.750	4.936	0.000	Non-Conforming loan amount. 30 year fixed rate. Full Documents. LTV up to 96.5 3.5% Down (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
High Balance Conforming	5.250	5.500	0.000	High Balance Conforming loan amount. 30 year fixed rate. Full Documents. LTV up to 95% (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
High Balance Conforming ARM	3.750	4.715	0.000	Up to $729,000 Conforming loan amount 3/1 LIBOR ARM 5-2-5 Caps Full Documents LTV up to 90% (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
FHA ARM 5/1	3.750	4.652	0.000	Conforming loan amount 5/1 LIBOR ARM 5-2-5 Caps Full Documents LTV up to 95% (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount
Jumbo	6.000	6.150	0.000	Please call for Jumbo Pricing (888)760-1959 (exceptions for investors) There will be rate ajustments according to FICO Score and loan amount

Assumptions: Rates and fees are based on a conforming loan amount of $250,000 and a Jumbo loan amount of $450,000.
Rates assume borrower is paying all closing costs.
The rates displayed are subject to change without notice.

Equal Housing Lender